Ways To Protect Yourself From Online Identity Theft

How To Arm Yourself Against The War On Your Identity

Ways To Protect Yourself From Online Identity Theft: You Can Beat It

Identity theft is becoming a bigger problem as more and more people are making the internet a bigger part of their lives. People who are new to the online medium often fall prey to ‘phishing’ or other internet identity theft schemes.

In many cases the ‘phishing party’ uses your credit card to order goods for them selves, in other cases they will apply for credit cards, set up bank accounts, and take advantage of your good credit rating.

Correcting these issues involves a lot of time energy and stress, so here are ten tips to help you from becoming a victim of identity theft.

Ways To Protect Yourself From Online Identity Theft: Swiss Email Accounts

Use a disposable email account. Keep your business or personal email account just for business or personal communication. If you are going to be making purchases online, joining newsgroups, or subscribing to mailing lists and ezines use a disposable email account.

Ways To Protect Yourself From Online Identity TheftWays To Protect Yourself From Online Identity Theft: Free Accounts Are Available

 

There are many online free accounts such as yahoo, hotmail or gmail, and most of them can interface with popular email clients like outlook or outlook express. Use one of them for all of your shopping transactions.

Ways To Protect Yourself From Online Identity Theft – Disguise your online identity

If your real name in Mary Smith try to avoid using email accounts with name like msmith@example.com when dealing with people you don’t know and trust. If you were born in 1972 don’t chose msmith1972@example.com as your email account.

Ways To Protect Yourself From Online Identity Theft – Use different level passwords

Use one password for your personal information, use another for your business accounts and a third for your disposable email accounts or mailing lists you sign up for. Don’t use sequential passwords like password1 for personal use password2 for business, and password 3 for disposable accounts.

Ways To Protect Yourself From Online Identity Theft – Use strong passwords

Don’t use your birthdates, year you were married, or your children’s birthdates. Avoid choosing passwords that consist entirely of letters or numbers. Also try to avoid using passwords that are actual words. The best passwords are mnemonic phrases like “my father ate three apples for breakfast”. Take the first letter of each word and convert the number into numbers and you end up with “mfa3a4b”.

Ways To Protect Yourself From Online Identity Theft – Rotate your passwords

You should change your passwords every 6 to 12 months. If you suspect your passwords have been compromised change them as a safety precaution.

Ways To Protect Yourself From Online Identity TheftWays To Protect Yourself From Online Identity Theft – Use only one credit card for all of your online purchases

If any of your other credit cards have online transactions you know they are fraudulent. If you see offline purchases for your online credit card you also know they are fraudulent.

Ways To Protect Yourself From Online Identity Theft – Use credit cards instead of debit cards

While many debit cards now offer online purchase protection it’s easier to dispute fraudulent charges than to recover debit card funds that have already been spent.

Ways To Protect Yourself From Online Identity Theft – When you make purchases online make sure your transactions are secure

In the address bar you should see “https” and not “http”. There should also be small lock icon in your browser. If this is your first purchase from the company make sure the issuing company is someone you have heard of like Verisign.

Ways To Protect Yourself From Online Identity Theft – Check a company’s privacy policy

When you make your first transaction make sure your check the privacy policy, look for logos from consumer groups like Trust-E and the better business bureau. Click the logos to make sure they are authentic.

Ways To Protect Yourself From Online Identity Theft – Never open or fill out email requests for you to update you account or credit card settings via email

These are ‘phishing’ scams people use to try and secure your personal information. Many of them are growing increasingly sophisticated and go to great lengths to look exactly like the companies website using their exact logo.

 

 


Ways To Protect Yourself From Online Identity Theft
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Ways To Protect Yourself From Online Identity Theft

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Greg “Da Spokesman” Stargell

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Ways To Protect Yourself From Online Identity Theft


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