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How To Arm Yourself Against The War On Your Identity Part 3

How To Arm Yourself Against The War On Your Identity

How To Arm Yourself Against The War On Your Identity: Welcome To Part 3

We are continuing on the journey to help you understand, How To Arm Yourself Against The War On Your Identity. Before we continue from where we left off, I want you to click here to go to Part 2 of this series if you have not read it yet.

With that out of the way, lets progress along.

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: How Do I Prevent Identity Theft? (Continued)

How To Arm Yourself Against The War On Your Identity: At Work

  • Ask about information security procedures in your workplace or at businesses, doctor’s offices or other institutions that collect your personally identifying information.
  • Find out who has access to your personal information and verify that it is handled securely.
  • Ask about the disposal procedures for those records as well.
  • Find out if your information will be shared with anyone else. If so, ask how your information can be kept confidential.
  • Keep your purse or wallet in a safe place at work; do the same with copies of administrative forms that have your sensitive personal information.

 

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: Online

  • If you do financial transactions over the Internet, read their privacy and or security statements. You want to know who they share your personal information with. You want to know they use a “secure server” for transactions. You want to know how they store your personal information. If you don’t like what you hear, don’t do your business at that website. There are always alternatives.
  • Use PayPal. You can transfer a limited number of funds into your paypal account and use it to buy merchandise online instead of your credit card.
  • Don’t give out personal information on the phone, through the mail, or on the Internet unless you’ve initiated the contact or are sure you know who you’re dealing with.
  • Before you share any personal information, confirm that you are dealing with a legitimate organization. Check an organization’s website by typing its URL in the address line, rather than cutting and pasting it.
  • Be cautious when responding to promotions. Identity thieves may create phony promotional offers to get you to give them your personal information.

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: Going Out

  • Carry only the identification information and the credit and debit cards that you’ll actually need when you go out.
  • Don’t carry your social security card with you unless you expect to need it.

 

How To Arm Yourself Against The War On Your Identity: Stay Tuned For Part 4

Thank you for taking time to read this article. There will be more material as the parts string along. Be sure to look out for the upcoming edition of How To Arm Yourself Against The War On Your Identity. Till then stay safe and Protect Your Goods

 

Take Care And God Bless

Greg “Da Spokesman” Stargell

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How To Arm Yourself Against The War On Your Identity
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How To Arm Yourself Against The War On Your Identity


How To Arm Yourself Against The War On Your Identity Part 2

How To Arm Yourself Against The War On Your Identity

How To Arm Yourself Against The War On Your Identity: Welcome To Part 2

We are continuing on the journey to help you understand, How To Arm Yourself Against The War On Your Identity. Before we continue from where we left off, I want you to click here to go to Part 1 of this series if you have not read it yet.

With that out of the way, lets progress along.

 

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: Facts about Identity Theft

  • It is considered by law enforcement to be an absolute epidemic, the fastest growing crime in the United States at this time.
  • For the criminal, identity theft is a relatively low-risk, high-reward endeavor. Credit card issuers often don’t prosecute thieves who are apprehended. Why? The firms figure it’s not cost efficient. They can afford to write off a certain amount of fraud as a cost of doing business.
  • Recently criminals have been using the victim’s identity to commit crimes ranging form traffic infractions to felonies. How would you like to find out you are wanted for a crime you know nothing about? It has happened.
  • All that is needed is your social security number, your birth date and other identifying information such as your address and phone number and whatever else they can find out about you. With this information, and a false driver’s license with their own picture, they can begin the crime.
  • If you wait until it happens to you, it’s a nightmare. You won’t know until you are denied credit or a creditor contacts you about a charge you know nothing about.

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: How Do I Prevent Identity Theft?

How To Arm Yourself Against The War On Your Identity: At Home

  • If you have roommates, employ outside help, or are having work done in your home, make sure your personal information is not readily available to them.
  • Deposit your outgoing mail in post office collection boxes or at your local post office, rather than in an unsecured mailbox. Promptly remove mail from your mailbox. If you’re planning to be away from home and can’t pick up your mail, call the U.S. Postal Service at 1-800-275-8777 to request a vacation hold. The Postal Service will hold your mail at your local post office until you can pick it up or are home to receive it.
  • Tear or shred your charge receipts, copies of credit applications, insurance forms, physician statements, checks and bank statements, expired charge cards that you’re discarding, and credit offers you get in the mail. To opt out of receiving offers of credit in the mail, call: 1-888-5-OPTOUT (1-888-567-8688).
  • Give your Social Security number only when absolutely necessary, and ask to use other types of identifiers. If your state uses your Social Security number as your driver’s license number, ask to substitute another number. Do the same if your health insurance company uses your Social Security number as your policy number.

How To Arm Yourself Against The War On Your Identity: Stay Tuned For Part 3

Thank you for taking time to read this article. There will be more material as the parts string along. Be sure to look out for the upcoming edition of How To Arm Yourself Against The War On Your Identity. Till then stay safe and Protect Your Goods

 

Take Care And God Bless

Greg “Da Spokesman” Stargell

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The Security Systems Page

How To Arm Yourself Against The War On Your Identity
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How To Arm Yourself Against The War On Your Identity

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How To Arm Yourself Against The War On Your Identity


How To Arm Yourself Against The War On Your Identity Part 1

How To Arm Yourself Against The War On Your Identity

How To Arm Yourself Against The War On Your Identity: Identity Theft Can Happen To You

In light of sensitive information breech that occurred in the government where over thousands of Government workers had their personal information comprised.

The source or entity that have done this has not been provided to the public. Luckily for the employees, they are provided with Identity theft insurance just in case someone has used their information without them knowing.

The insurance would insure each person up to 1 million dollars. This lead to each person to possibly recover from any damages done from an enemy of their Identity.

 

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: Can This Be Prevented

 

Unfortunately most people would not have the privilege of their job providing them Identity Theft insurance. Therefore these series of articles will help you to be able to arm yourself against the war on your identity.

By the end of this series, I hope to help you see the importance of arming yourself and provide information on How To Arm Yourself Against The War On Your Identity.

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: What is Identity Theft?

 

It is the theft of your personal information, such as social security number, driver’s license number, credit card and bank account numbers, mother’s maiden name, and more, with the intent to obtain credit and credit cards from banks and retailers, steal money from the victim’s existing accounts, apply for loans, establish accounts with utility companies, rent an apartment, file bankruptcy or obtain a job using the victim’s name.

 

How To Arm Yourself Against The War On Your Identity: Law Can Be Against You

Did you know that in some states Identity Theft is not even against the law?The victim has to prove their innocence. This shocks most Identity Theft Victims, as it should. It shocks me. Law Enforcement and Credit Card Services should be there to help, but in many cases they don’t.

 

How To Arm Yourself Against The War On Your IdentityHow To Arm Yourself Against The War On Your Identity: Be Ever Vigilant

Being prepared, just in case someone steals your identity is a must. It may be inconvenient, but unless you want to go out and try to use your credit card one day, just to find that someone else has been using your identity to make purchases and your card is no longer accepted, then you need to take steps to prevent your identity from being stolen. It can take years to clear this up if it happens to you, so a little prevention now is the answer.

 How To Arm Yourself Against The War On Your Identity: Stay Tuned For Part 2

Thank you for taking time to read this article. There will be more material as the parts string along. Be sure to look out for the upcoming edition of How To Arm Yourself Against The War On Your Identity. Till then stay safe and Protect Your Goods
Take Care And God Bless

Greg “Da Spokesman” Stargell

Join Us On Facebook :

Greg Fan Page

The Security Systems Page

How To Arm Yourself Against The War On Your Identity
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If you would like to know how my company and I can help you gain a better chance at a peace of mind then check out the information below.
How To Arm Yourself Against The War On Your Identity

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How To Arm Yourself Against The War On Your Identity


Ways To Protect Yourself From Online Identity Theft

How To Arm Yourself Against The War On Your Identity

Ways To Protect Yourself From Online Identity Theft: You Can Beat It

Identity theft is becoming a bigger problem as more and more people are making the internet a bigger part of their lives. People who are new to the online medium often fall prey to ‘phishing’ or other internet identity theft schemes.

In many cases the ‘phishing party’ uses your credit card to order goods for them selves, in other cases they will apply for credit cards, set up bank accounts, and take advantage of your good credit rating.

Correcting these issues involves a lot of time energy and stress, so here are ten tips to help you from becoming a victim of identity theft.

Ways To Protect Yourself From Online Identity Theft: Swiss Email Accounts

Use a disposable email account. Keep your business or personal email account just for business or personal communication. If you are going to be making purchases online, joining newsgroups, or subscribing to mailing lists and ezines use a disposable email account.

Ways To Protect Yourself From Online Identity TheftWays To Protect Yourself From Online Identity Theft: Free Accounts Are Available

 

There are many online free accounts such as yahoo, hotmail or gmail, and most of them can interface with popular email clients like outlook or outlook express. Use one of them for all of your shopping transactions.

Ways To Protect Yourself From Online Identity Theft – Disguise your online identity

If your real name in Mary Smith try to avoid using email accounts with name like msmith@example.com when dealing with people you don’t know and trust. If you were born in 1972 don’t chose msmith1972@example.com as your email account.

Ways To Protect Yourself From Online Identity Theft – Use different level passwords

Use one password for your personal information, use another for your business accounts and a third for your disposable email accounts or mailing lists you sign up for. Don’t use sequential passwords like password1 for personal use password2 for business, and password 3 for disposable accounts.

Ways To Protect Yourself From Online Identity Theft – Use strong passwords

Don’t use your birthdates, year you were married, or your children’s birthdates. Avoid choosing passwords that consist entirely of letters or numbers. Also try to avoid using passwords that are actual words. The best passwords are mnemonic phrases like “my father ate three apples for breakfast”. Take the first letter of each word and convert the number into numbers and you end up with “mfa3a4b”.

Ways To Protect Yourself From Online Identity Theft – Rotate your passwords

You should change your passwords every 6 to 12 months. If you suspect your passwords have been compromised change them as a safety precaution.

Ways To Protect Yourself From Online Identity TheftWays To Protect Yourself From Online Identity Theft – Use only one credit card for all of your online purchases

If any of your other credit cards have online transactions you know they are fraudulent. If you see offline purchases for your online credit card you also know they are fraudulent.

Ways To Protect Yourself From Online Identity Theft – Use credit cards instead of debit cards

While many debit cards now offer online purchase protection it’s easier to dispute fraudulent charges than to recover debit card funds that have already been spent.

Ways To Protect Yourself From Online Identity Theft – When you make purchases online make sure your transactions are secure

In the address bar you should see “https” and not “http”. There should also be small lock icon in your browser. If this is your first purchase from the company make sure the issuing company is someone you have heard of like Verisign.

Ways To Protect Yourself From Online Identity Theft – Check a company’s privacy policy

When you make your first transaction make sure your check the privacy policy, look for logos from consumer groups like Trust-E and the better business bureau. Click the logos to make sure they are authentic.

Ways To Protect Yourself From Online Identity Theft – Never open or fill out email requests for you to update you account or credit card settings via email

These are ‘phishing’ scams people use to try and secure your personal information. Many of them are growing increasingly sophisticated and go to great lengths to look exactly like the companies website using their exact logo.

 

 


Ways To Protect Yourself From Online Identity Theft
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Ways To Protect Yourself From Online Identity Theft

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Ways To Protect Yourself From Online Identity Theft


Understanding The Inside Business Of Identity Theft Part 2

How To Arm Yourself Against The War On Your Identity

If you have not, I would recommend you read part 1 of this post, Understanding The Inside Business Of Identity Theft. You can read it by clicking here

 

Understanding The Inside Business Of Identity Theft: Continue Where We Left Off

While most people are familiar with identity theft, most business men and women never think about it happening to them, at least on a professional level. Consider this: if a criminal can learn your business checking account number or the number of your company credit card, they can steal far more from your business than if they had simply knocked down the door and carted off your desk.

The Internet aside, most business and personal identity theft is still the result of stolen wallets and dumpster diving. You should guard your business records closely and be very careful what you throw away. Stop and think for a moment what a criminal might find in the dumpster behind your office.

There’s a good chance that dumpster has, at various times, contained scraps of paper with your social security number, driver’s license number, credit card number, old ATM cards, telephone calling cards, and other pieces of vital business information like bank statements, invoices, and purchase orders. A dumpster-diving thief could literally rob your business blind in a matter of hours.

Understanding The Inside Business Of Identity TheftUnderstanding The Inside Business Of Identity Theft: Ways To Protect Yourself

Here are a few ways to protect yourself from business and personal identity theft.

  • Never give out your first name, last name, business name, email address, account passwords, credit card numbers, bank account information, PIN number, social security number, or driver’s license number.

  • Change your online account passwords every 30 days. Believe it or not, a hacker who steals your personal information can guess your online account passwords in about two minutes. If your Charles Schwab online account password is your birthday or the name of your first born or family pet, count on a hacker cracking that code faster than you can say ‘Bill Gates.’

  • Never provide personal information in response to an email or telephone call. Just because someone calls and says they are from Dunn & Bradstreet and need to confirm your business information does not mean they are really from Dunn & Bradstreet.

  • Never give your business credit card number over the phone to place an order with someone who has called you unsolicited. If you are interested in what they are selling get their number, check out their company, then call them back to place the order.

Understanding The Inside Business Of Identity Theft: What To Do If You Become A Victim

 

If you think that you have become the victim of identity theft or think someone is trying to steal your identity or personal information you should report them immediately to the Federal Trade Commission. You will find more information on their website, FTC. For more information on what to do if identity theft happens to you visit Privacy Rights.

So, if you ever receive an email from PayPal, Amazon, eBay, or any other ecommerce website asking you to update your account information by email you can pretty much bet the farm that it is a scam.

In business, as in life, a little paranoia is a good thing.

 


Things to Increase Your Internet Banking Security
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 Things to Increase Your Internet Banking Security

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Things to Increase Your Internet Banking Security


Understanding The Inside Business Of Identity Theft Part 1

How To Arm Yourself Against The War On Your Identity

Understanding The Inside Business Of Identity Theft: Sometimes It Is Good To Be Paranoid

 

Understanding The Inside Business Of Identity Theft: The Question

A person once asked,

I use PayPal to accept credit cards for my online collectibles business. I recently received an email that my PayPal account was going to expire in five days if I didn’t click a link in the email and give them my PayPal account information. Being naturally paranoid I decided not to give this information and I’m happy to say that my PayPal account did not expire. Was this a scam?

 

Understanding The Inside Business Of Identity Theft: The Answer

My response was:

Be thankful that your paranoia kicked in, because you were about to fall victim to the scam of the week, this one aimed at the 35 million merchants and individuals who use Paypal as their online payment processor.
The email you received was not from PayPal, but from an Internet bad guy behind a forged email address using the Paypal domain. You should understand that no reputable online company will ever ask you to provide your account information. Think about it. They already have this information. Why would they ask you to provide it.

Understanding The Inside Business Of Identity TheftUnderstanding The Inside Business Of Identity Theft: Let’s Dive Deeper

Since I use PayPal for several of my online ventures, I, too, received the email in question. The email first seeks to instill fear in you by saying that your PayPal account will be closed if you do not provide personal information.

You are then directed to open an attached executable file and enter your PayPal account information and other personal information that PayPal doesn’t even require, including your social security number, checking and savings account information, driver’s license number, and other personal information that can be used to clean out your PayPal account and perhaps even steal your identity.

If you’re not familiar with PayPal, it is a hugely successful, web-based company (purchased by eBay in 2002) that many online retailers and eBay sellers use to accept electronic payments for everything from newsletter subscriptions to consulting services to just about any product for sale on eBay.

The allure of PayPal is that it does not require the seller to have a bank merchant account through which to process credit cards. Anyone with a verifiable email address and bank account can use PayPal and the service can be implemented almost immediately after registering.

When someone places an order on a website that uses PayPal for online payments, that customer is directed to Paypal to complete the payment process using a credit card or electronic check.

The merchant can transfer the money collected in his PayPal account to his checking account any time he likes. Since many larger merchants make this transfer just once a week or so, their PayPal accounts are ripe for the picking from those who have the cunning and lack of ethics required to gain access.

Understanding The Inside Business Of Identity Theft: Why Paypal?

The shear number of PayPal customers is one reason it has become a popular target of scam artists trying to steal personal information from individuals and businesses alike.

Identify theft is on the rise. Thanks to the Internet stealing someone’s identity has never been easier. At any given moment, there are any number of Internet thieves using all manner of high tech wizardry to steal personal and business information from unsuspecting souls, and many times they can gain access to this information simply by asking the person to provide it through fraudulent means.

The PayPal scam is just the latest in a long line of sophisticated attempts to steal personal information through online means, Amazon, eBay, Dell Computer, and many others have been the brunt of many such scams in recent years.

Identity theft is what’s known as a knowledge crime, which means that the criminal doesn’t have to break into your house to rob you blind. If you have a bank account and a social security number, you are susceptible to identity theft.

This is a good stopping point for this post and we will continue in part 2 which can be accessed by clicking here.


Understanding The Inside Business Of Identity Theft
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Understanding The Inside Business Of Identity Theft

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Greg “Da Spokesman” Stargell

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Understanding The Inside Business Of Identity Theft


5 Simple Keys To Protect Yourself From Identity Theft

How To Arm Yourself Against The War On Your Identity

Simple Things You Can Do To Protect Yourself From Identity Theft

Are you or have you been the victim of identity theft? According to Joanna Crane of the Federal Trade Commission’s Identity Theft Program, 80% of the victims who call the FTC say they have no idea how it happened.

Furthermore, an FTC survey reported that 4.6% of those polled reported that they had been a victim of identity theft within the past year. Additionally, according to a recent General Accounting Office report, it is estimated that as many as 750,000 Americans are victims of identity theft every year.

Don’t Be One And Protect Yourself From Identity Theft

Is this an invisible enemy and are American’s personal and financial information that easily accessible to identity thieves? What can the average American do to protect themselves from these personal attacks on their privacy? Although there are no guarantees, here are five simple steps to help prevent yourself from identity theft:

5 Awesome Tips To Protect Yourself From Identity Theft

1) Shred private credit card statements, tax documents, bank statements, pre-approved credit card offers or any other documentation with private financial information. This an important one in order to protect yourself from identity theft because thieves search the garbage to see what information they can get.

2) If you are inundated with pre-approved credit card offers you can call toll free 1-888-567-8688 to opt out and request to have your name removed from the mailing list. In addition, you can call the national do not call registry at 1-888-382-1222 to stop unsolicited telemarketing calls where you could divulge personal information.

3) Monitor your credit report at least once a year. You are entitled to a free credit report and can get one by calling 1-877-322-8228. Look for suspicious activity. It is also wise to subscribe to a credit protection service which will inform you of changes in your credit report.

4) Check your mailbox daily and do not allow mail to sit overnight in your mailbox. Mail theft is an easy way for thieves to secure personal information. It is best to mail outgoing bills and checks at the post office or other secure locations. If you believe your mail has been stolen you must contact the nearest postal inspector. You can look in the white pages under Government Services or call 1-800-ASK-USPS.

5) Be defensive and more guarded with your information. Do not divulge your personal information freely. Never “validate” your personal or financial information when contacted through an email, even if it is a company you do business with; they have this information on file. It may look legitimate and realistic, but these attempts are getting more sophisticated and these types of scams are what is known as “phishing”.

We have explored five simple steps that you can do to help  protect yourself from identity theft. In this age of advanced communications and technology and with the thieves getting more deceptive than ever, it is imperative to continue to educate yourself. Be cautious and understand that this information can be abused and it is up to you to safeguard yourself and your family from this growing trend. Click the pic below if you would like to have a reliable service to help protect yourself from identity theft. (You can choose to bundle or purchase separately)

protect yourself from identity theft

 

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protect yourself from identity theft_____________________________________________________________________________________________________________

Take Care And God Bless

Greg “Da Spokesman” Stargell

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protect yourself from identity theft


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